Best way to straighten out my debt?

ok i have several credit cards to pay off. the collectors are calling and some lawyers office is calling i think. theyre just trying to scare me.

i have a good paying job now and i want to pay it all off. what is the best thing to do...now they have turned it over to collection agencies? do i still pay the credit card company?

what is best for my credit....use debt consolidation or just pay them off? all together its under $10k. i want to fix my credit, it was good before this got out of hand...

Best way to straighten out my debt?

just let the collection agency know that you are willing to pay.., and let them tell the paying instructions..

Best way to straighten out my debt?

Pay the credit card company, if they will accept it. In some cases, they have sold the debt, so they can%26#039;t accept payment because you no longer owe them; you owe the collection company. The sooner you get something paid off, the soone it starts to recede into the mists of time. Creditors put a lot of weight on recent activity.

Best way to straighten out my debt?

pay off as soon as possible,charge offs as to collection agency%26#039;s

will appear as paid, but they will still be there.

Best way to straighten out my debt?

negotiate with the collection agency for 60 cents on the dollar %26amp; make them give you a letter that verything is paid in full.

then contact a firm to restore your credit score

Best way to straighten out my debt?

If it was sold to a collection agency than you have no recourse but to pay them. Prior to paying them tell them you would like to settle the debt but with the provision that is settled they will remove it from your credit report, by the way you want this in writing, if not it will although shown as paid, remain on your credit report as a detriment for 7 years.

Best way to straighten out my debt?

Contact me directly ASAP before you make the mistake of trying to deal with this yourself.

Patrick McCullough

Debt Analyst

irishmactx@yahoo.com

Best way to straighten out my debt?

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Best way to straighten out my debt?

Once you have decided to consolidate credit card debt, consult the professionals. There are various good credit card companies and banks, who can handle your request. Do your research before hand, so at the time of consolidating credit card debt, you are sure that it is beneficial for you. Check out for the hidden fees charged by various consolidation plans. A thorough research will save you money later on. http://www.freewebs.com/getanswer/Credit...