The sheriff deparment served me papers for my mom with a credit card company suing her?

It is for 5500 dollars. They say she has until the 29th to respond. But she is elderly and ill. Is there a way I can assume responsibility and for the debt? Or even is it too late to call the company and ask for the lawsuit to be dropped and repayment established? Help me out please. What are my options

The sheriff deparment served me papers for my mom with a credit card company suing her?

first call the credit card company and discuss it over with them and yes you can assume the debt and yes you should since it looks like it is actually your debt!!!!

The sheriff deparment served me papers for my mom with a credit card company suing her?

She needs to give you power of attorney so that you can appear for her and explain the situation and then the company will expect you to sign papers assuming the debt before they remove it from your mother%26#039;s record.

The sheriff deparment served me papers for my mom with a credit card company suing her?

Do you know if this even is your mother%26#039;s debt? Check that first. You may want to check into getting a power of attorney so that you can represent your mother in court.

If you can afford to pay this debt for your mother (provided it really is her debt), you might want to contact the collector and try and work out a settlement deal. Since your mother is in poor health, you may get them to settle for about $2000 if you can pay in a lump sum.

Be sure to get any settlement offer in writing before you pay and don%26#039;t give them access to your or your mother%26#039;s bank accounts.

DO NOT agree to assume your mother%26#039;s debt. That will hurt your credit. You can pay the debt without assuming responsibility.

You will have to see an attorney to get a power of attorney. Have the power of attorney cover all of her finances so that you can help with any other problems.

The sheriff deparment served me papers for my mom with a credit card company suing her?

Do not take responsibility for the debt. They will get a judgment against you, it will go against your credit and cause you serious financial harm. It is noble of you to try and clear up mother%26#039;s affairs. Assuming this is a small claims action you need to see if you can get an extension for your mother due to her health. Then during that time see what you can work out with the collection agency, but under no circumstance take any responsibility for the debt, the collectors will come after you and a judgment does not go away after 7 years. Many states they (judgments) are good for 10 years and renewable for 10 more. Interest goes with that until paid. It will impact your ability to buy a house, sell a house and more. It will be a public record.

Consider that your elderly mother will probably not be applying for much credit or any credit in the future, if you cannot pay this now it would be better for the judgment to go against her. The collection companies don%26#039;t care about your mother or you. Beware and be careful.